Moving home is exciting, but juggling a sale, purchase, and mortgage at the same time can feel overwhelming.
At Middleton Finance, I provide clear, step-by-step guidance for home movers across the UK, helping you:
✅ Secure the right mortgage for your new home
✅ Avoid delays and stress
✅ Coordinate your move with confidence
I handle lender communication, paperwork, and deadlines — so you can focus on your next home.
With experience helping hundreds of UK home movers, I make the mortgage process calm, clear, and achievable.
Benefits of using Middleton Finance for your move:
Every move is unique. Whether you’re upsizing, downsizing, relocating, or changing lender, I tailor advice to your situation. I regularly assist with:
Some mortgages allow you to port your existing deal to a new property, but this isn’t always the best option. I compare:
I clearly explain the pros and cons and recommend the solution that works best for your situation.
Going straight to a bank limits your options. As a mortgage broker, I compare deals from high-street banks, building societies, and specialist lenders to find the most suitable mortgage for your move.
How I help you:
Many home movers need to top up their deposit when buying a new property. Your deposit affects:
Gifted deposits from family are often accepted, with written confirmation. For guidance on deposits and borrowing, see our Home Mover Guide.
I guide you through the entire journey, so you always know what’s happening:
1️⃣ Initial consultation – Review your current mortgage, income, and moving plans
2️⃣ Affordability assessment – Understand how much you can borrow
3️⃣ Mortgage comparison – Identify suitable options across the whole market
4️⃣ Agreement in Principle (AIP) – Strengthen your buying position
5️⃣ Mortgage application – I manage paperwork and liaise with lenders
6️⃣ Ongoing support – Guidance through to mortgage offer and completion
You’ll be kept informed at every stage, avoiding surprises and delays.
My mortgage broker fee is £399, payable only once you receive a formal mortgage offer.
We may also receive a commission from the lender, which will be disclosed clearly.
Cerys, Stoke on Trent
Yes, in many cases. We’ll check whether your mortgage can be ported or whether early repayment charges apply.
Often yes, subject to affordability and lender criteria. I’ll review your income and outgoings and explain your options.
Applications typically take 2–6 weeks, depending on the lender and whether a property valuation is required. I’ll manage every step to keep your move on track.
Still have a question? Get in touch.
Moving home doesn’t have to be stressful. I provide calm, clear, expert guidance from start to finish, making your mortgage process straightforward and manageable.