If your current mortgage deal is coming to an end—or you want to improve your financial position—remortgaging could be a smart move.
At Middleton Finance, I provide clear, jargon-free UK remortgage advice to help you:
• 
Secure a better interest rate
• Reduce monthly payments
• Release equity from your property
I manage the entire process from start to finish, making remortgaging straightforward, stress-free, and transparent.
👉 Arrange your remortgage review now
A remortgage is when you switch your existing mortgage to a new deal, either with your current lender or a new one. People usually remortgage to:
✅ Secure a lower interest rate
✅ Reduce monthly repayments
✅ Release equity for home improvements or other purposes
✅ Consolidate unsecured debts
✅ Move away from a lender’s standard variable rate
I’ll assess your circumstances and recommend the most suitable option for you, ensuring your remortgage works for your goals.
Many borrowers stay with their existing lender out of convenience—but this can mean missing out on better deals elsewhere.
As a mortgage broker, I compare mortgages from:
• High-street banks
• Building societies
• Specialist lenders
Benefits of using me for your remortgage:
• Access to a wider range of remortgage products
• Advice tailored to your personal circumstances
• Reduced risk of lender rejection
• Full support with paperwork and lender communication
• Regulated, professional guidance
My priority is finding the best fit for you, not just the cheapest rate.
You may want to review your mortgage if:
I can review your mortgage up to six months before your deal ends, helping you plan ahead and avoid unnecessary rate increases.
👉 Arrange your remortgage review to see if you could save money
If you’ve built up equity in your property, remortgaging may allow you to:
I will clearly explain the pros and cons and ensure any recommendation is appropriate for your situation.
I guide you through the entire journey, so you always know what’s happening with no surprises:
1️⃣ Initial consultation – Review your current mortgage and goals
2️⃣ Research the market – Compare suitable remortgage deals
3️⃣ Mortgage recommendation – Clear explanation of your options
4️⃣ Application & paperwork – I manage the full application process
5️⃣ Mortgage offer – Support through to completion
You’ll be kept informed at every stage, with calm, clear guidance.
My mortgage broker fee is £399, payable only once you receive a formal mortgage offer.
Gary Webley, Southport
Some mortgages include early repayment charges (ERCs). I’ll check this for you and factor any costs into our recommendation.
Yes. Changes such as employment status, income, or credit history don’t automatically prevent you from remortgaging. I’ll assess your options and advise accordingly.
Most remortgages take 2–6 weeks, depending on the lender and whether a property valuation is required.
Yes. Middleton Finance is a trading name of Daniel Bailey, an Appointed Representative of PRIMIS Mortgage Network (trading name of Advance Mortgage Funding Ltd). Advance Mortgage Funding Ltd is authorised and regulated by the Financial Conduct Authority.
Still have a question? Get in touch.
Remortgaging doesn’t have to be stressful or confusing. At Middleton Finance, I provide calm, clear, expert support from start to finish.