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My trusty laptop, calculator, and pen — everything I need for mortgage consultations.

First Time Buyer? The freedom to Buy Scheme could help you get on the property ladder

July 29, 2025

Buying your first home is an exciting milestone—but if you’re a first-time buyer in Southport, you’ll know it’s not without its challenges. Saving for a

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Mortgage advisor shaking hands with a client over a laptop during a home consultation, with two cups of tea on the table.

📈 UK Mortgage Approvals Rise for the First Time in 2025: Good news for First Time Buyers and Home Movers.

June 30, 2025

In a welcome shift for the UK housing market, mortgage approvals have risen for the first time this year, signalling improving conditions for first time

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Happy couple hugging in their new living room surrounded by moving boxes, representing the wide scope of mortgage options available through a broker.

How First-Time Buyers Can Save for a House Deposit in the UK

June 11, 2025

Finding your first home is an exciting milestone — but for many, the biggest hurdle is saving for a deposit. With rising house prices and

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How does an Interest rate cut effect Mortgage borrowers?

May 12, 2025

It is no surprise that The Bank of England have voted today to cut interest rates from 4.5% to 4.25%. It has been heavily predicted

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Good news for First time buyers as lenders reduce Fixed rate mortgages.

May 1, 2025

Mortgage lenders over the last 2 weeks have been reducing their fixed rate mortgage deals. This is welcome news for First time buyers and clients

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Mortgage advisor wearing a Middleton Finance hoodie, looking out to sea on Southport beach.

Are you a first-time buyer? Struggling with a deposit?

April 9, 2025

I have been advising on mortgages for over 15 years and the deposit has always been the main issue for most first-time buyers. As well

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Your property may be repossessed if you do not keep up repayments on your mortgage.

There is no charge for the initial consultation. There will be a fee for mortgage advice. My standard fee for advising and arranging a mortgage is £395 and is payable when you receive the mortgage offer. This fee may rise if your mortgage requirements are challenging and time-consuming. I will advise you of this before undertaking any work on your behalf. Middleton Finance is a trading name of Daniel Bailey who is an Appointed Representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Ltd. Advance Mortgage Funding Ltd is authorised and regulated by the Financial Conduct Authority. The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. © Copyright Middleton Finance. All Rights Reserved

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  • daniel@middletonfinance.co.uk
  • 07775 874126