📈 UK Mortgage Approvals Rise for the First Time in 2025: Good news for First Time Buyers and Home Movers.
In a welcome shift for the UK housing market, mortgage approvals have risen for the first time this year, signalling improving conditions for first time buyers and home movers. According to the latest data from the Bank of England, 63,000 mortgages were approved in May 2025—a jump of 2,400 from April. ✅ What’s Behind the […]
How First-Time Buyers Can Save for a House Deposit in the UK
Finding your first home is an exciting milestone — but for many, the biggest hurdle is saving for a deposit. With rising house prices and living costs, it’s easy to feel overwhelmed before you’ve even started. I’ve been advising and arranging mortgages for nearly 20 years, and saving for a deposit has consistently been one […]
How does an Interest rate cut effect Mortgage borrowers?
It is no surprise that The Bank of England have voted today to cut interest rates from 4.5% to 4.25%. It has been heavily predicted in the market that there would be a rate cut. If you are a mortgage borrower the impact depends on the type of mortgage you have. Variable or Tracker mortgage […]
Good news for First time buyers as lenders reduce Fixed rate mortgages.
Mortgage lenders over the last 2 weeks have been reducing their fixed rate mortgage deals. This is welcome news for First time buyers and clients looking to move house or remortgage their property. The main reason for this is the rate at which Mortgage lenders borrow money at has been falling over the last few […]