Good news for First time buyers as lenders reduce Fixed rate mortgages.

Mortgage lenders over the last 2 weeks have been reducing their fixed rate mortgage deals. This is welcome news for First time buyers and clients looking to move house or remortgage their property. The main reason for this is the rate at which Mortgage lenders borrow money at has been falling over the last few […]

Are you a first-time buyer? Struggling with a deposit?

Mortgage advisor wearing a Middleton Finance hoodie, looking out to sea on Southport beach.

I have been advising on mortgages for over 15 years and the deposit has always been the main issue for most first-time buyers. As well as finding the deposit money, you need funds for solicitors, valuation fees, potentially stamp duty and then furnishing your property. Not every first-time buyer can rely on the “Bank of […]